How it works
Own2gether offers two distinct investment products: Listings for co-owning existing properties via a dedicated company, and Deals for co-investing in development projects with a profit-sharing structure.
Co-own property. No fund. No fees in cash.
Pool capital with other buyers to acquire Nigerian property. Each co-owner holds registered shares in a dedicated company — proportional to what they put in.
Explore properties currently seeking co-owners. Each listing shows the total raise target, how much has been committed so far, and what equity stake your contribution would represent.
Enter the amount you want to commit in Nigerian naira (NGN). No money moves at this stage — a commitment is a non-binding expression of intent. You can join a connection group with others to pool your ranking power.
Upload a government-issued ID (passport, driver's licence, or national ID card) plus a proof of address. Our team reviews every document manually — no automated checks. Reviews are completed within 3 business days.
Once the raise closes, Own2gether runs the allocation algorithm. Commitments are ranked largest-first. You receive written confirmation of your exact equity stake and the precise amount due — which may differ from your original commitment if the pool is oversubscribed.
You have 10 days from allocation confirmation to complete a bank transfer directly to the seller's account. Payment details arrive by email. No card payments, no escrow, no intermediaries. Late payment may result in forfeiture of your allocation.
Once all allocated co-owners have paid, Own2gether initiates the formation of a dedicated property company. You are registered as a shareholder with a stake proportional to your contribution. Company formation typically takes several weeks.
Every property is held by its own dedicated company formed after full payment clears.
If the co-owner pool is not fully subscribed at closing, Own2gether may acquire the residual stake, increasing its holding above 2.5%.
When a raise closes, commitments compete for space in the 97.5% co-owner pool.
| Rank | Commitment | Equity* | Status |
|---|---|---|---|
| 1 | ₦40M | 39.0% | In pool |
| 2 | ₦35M | 34.1% | In pool |
| 3 | ₦15M | 14.6% | In pool |
| 4 | ₦10M | 9.8% | Partial |
| 5 | ₦5M | 4.9% | Over cap |
| — allocation pool full — entries below this line are over cap — | |||
Example only. Amounts are illustrative against a ₦100M total raise. In pool + Partial equity sums to 97.5% — the full co-owner pool. A commitment marked "Partial" receives a reduced stake proportional to the remaining pool capacity. * Equity % = (commitment ÷ total raise) × 97.5% — Own2gether's 2.5% management stake is already deducted.
From your first commitment to becoming a registered co-owner.
Browse current open raises and commit your amount today — no payment required at this stage.
View open listings →Co-invest in development. Share the profit.
Deals are joint development investments — rehabilitation, ground-up builds, and off-plan purchases. You contribute capital, Own2gether manages the project, and profits are split 60% to investors and 40% to Own2gether on exit. There is no equity stake or company ownership.
Explore development deals — rehabilitation projects, ground-up builds, and off-plan purchases. Each deal shows the target raise, deal type, projected return, and estimated timeline.
Submit your name, email, and intended investment amount. Minimum commitment is 15% of the deal's target raise — deals have a small, concentrated group of investors. No money moves at this stage.
Own2gether reviews all commitments and confirms your allocation. You receive written confirmation of your slot, the exact amount due, and payment instructions by email.
Your allocation confirmation will specify whether payment must be made in full or can be spread across agreed instalments. Either way, all payments go directly to the project account by bank transfer — no card payments, no escrow. All amounts must be received before the project commences. Late or missed payments may forfeit your allocation.
Construction or development proceeds. Own2gether acts as the technical partner managing the project. You receive milestone updates and progress reports throughout.
On project exit, all investors receive their capital back in full first. Net profit (proceeds minus total project cost) is then distributed: 60% to investors proportional to each person's share of the raise, and 40% to Own2gether as the deal and technical partner.
Capital is returned first. Net profit is then split between investors and Own2gether.
Returns are not guaranteed. Project costs and timelines may vary. You may lose some or all of your committed capital.
Illustrative only — based on a ₦100M raise with ₦40M net profit on exit.
| Investor | Contributed | Capital returned | Profit share* |
|---|---|---|---|
| Investor A | ₦30M | ₦30M | ₦7.2M |
| Investor B | ₦25M | ₦25M | ₦6.0M |
| Investor C | ₦25M | ₦25M | ₦6.0M |
| Investor D | ₦20M | ₦20M | ₦4.8M |
| Own2gether | — | — | ₦16.0M |
* Based on ₦40M net profit. Investor profit = (contribution ÷ ₦100M) × 60% × ₦40M. Own2gether profit = 40% × ₦40M = ₦16M. All figures illustrative.
Browse available development deals and express your commitment today — no payment required at this stage.
View deals →